Under $45: Score an Oura Ring with Amex Platinum Credit

Stack your Amex Platinum wellness credit with a June sale to grab an Oura Ring 4 for under $45. Here is how to maximize the deal.

Score an Oura Ring for Under $45: Maximizing Your Amex Platinum Credit

The American Express Platinum Card just became a lot more valuable for health and wellness enthusiasts. By stacking the card’s annual wellness credit with a significant sale, you can currently grab a premium Oura Ring 4 for a fraction of its retail price.

The Deal Summary

  • Offer: Oura Ring 4 for as low as $44.30.
  • Mechanism: Amex Platinum $200 Oura Ring statement credit + Oura Ring June Sale.
  • Requirement: Enrollment in the Amex Platinum Oura credit and purchase directly from Ouraring.com.
  • Availability: June 2026.

Bonus and Spend Requirements

To unlock this value, you don’t need to hit a new spend threshold. Instead, you utilize the existing $200 Oura Ring Statement Credit that comes as a standard benefit on the personal American Express Platinum Card.

  1. Enrollment: You must log in to your American Express account and enroll in the “Oura Ring Credit” benefit before making the purchase.
  2. Purchase Site: The purchase must be made at Ouraring.com. Purchases through third-party retailers like Amazon or Best Buy will not trigger the credit.
  3. Credit Timing: The credit usually posts within a few days of the transaction, though Amex officially allows up to 8 weeks.

Annual Fees

The American Express Platinum Card has an annual fee of $695. While high, benefits like this $200 Oura credit (which resets every calendar year) are designed to offset that cost for those who utilize the card’s lifestyle and travel perks.

Key Benefits and Credits

  • $200 Oura Ring Credit: Annual credit for hardware purchases at Ouraring.com.
  • Hardware Inclusion: Applies to Oura Ring 4 (all finishes) and the newer Oura Ring 5.
  • Note: This credit does not cover the monthly Oura membership subscription fees or gift cards.

Estimated First-Year Value (Oura Ring 4 Deal)

Item Value / Cost
Oura Ring 4 (Silver/Stealth) Sale Price $244.30
Amex Platinum Oura Credit -$200.00
Net Out-of-Pocket Cost $44.30

Assumes 2026 June Sale pricing. Tax not included.

PointsGobbler Verdict

This is a “no-brainer” for any Amex Platinum cardholder interested in smart health tracking. Getting a $400 piece of technology for ~$44 is an incredible way to extract tangible value from your annual fee. If you haven’t used your 2026 credit yet, now is the time to strike while the hardware is discounted.

Disclaimer: Always verify the current sale price on Ouraring.com and confirm enrollment in your Amex account before purchasing.