American Express has launched a massive set of limited-time welcome offers across its entire suite of Hilton Honors credit cards. Whether you’re a luxury traveler looking for the top-tier Aspire card or a small business owner, there’s a significant bonus waiting for you. The standout offer is a near all-time high 175,000 points on the Aspire card, while the Surpass and Business cards now feature a rare $0 introductory annual fee.
Bonus and Spend Requirements
These limited-time offers are available until July 29, 2026.
- Hilton Honors American Express Aspire Card: Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 on eligible purchases within your first 6 months.
- Hilton Honors American Express Surpass® Card: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 on eligible purchases within your first 6 months.
- The Hilton Honors American Express Business Card: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 on eligible purchases within your first 6 months.
- Hilton Honors American Express Card (No-Fee): Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases within your first 6 months.
Annual Fees
- Aspire Card: $550 annual fee.
- Surpass Card: $0 introductory annual fee for the first year, then $150.
- Business Card: $0 introductory annual fee for the first year, then $195.
- No-Fee Card: No annual fee.
Key Benefits and Credits (Aspire Card)
- Complimentary Diamond Status: The highest tier in Hilton’s program.
- Annual Flight Credit: Up to $200 in statement credits (up to $50 per quarter) on flight purchases made directly with an airline or via amextravel.com.
- Hilton Resort Credit: Up to $400 in statement credits annually (up to $200 semi-annually) for eligible purchases at participating Hilton Resorts.
- Free Night Award: One Free Night Award every year of card membership.
Estimated First-Year Value (Aspire Card)
| Component | Value (Estimated) |
|---|---|
| 175,000 Points (at 0.5 cpp) | $875 |
| Flight Credits | $200 |
| Hilton Resort Credit | $400 |
| Free Night Award | $250 |
| Gross Value | $1,725 |
| Annual Fee | -$550 |
| Net First-Year Value | $1,175 |
Assumptions: Hilton points valued at 0.5 cents each. Credits used fully. Free Night Award used at a property costing $250+.
PointsGobbler Verdict
The 175,000-point offer on the Aspire card is an incredible opportunity to lock in Diamond status and a huge stash of points. However, for most travelers, the Surpass card is the real winner here. With a 130,000-point bonus and a $0 introductory annual fee, you are essentially getting a massive head start on your next vacation for $0 out of pocket in the first year. These offers expire July 29, 2026, so make sure to check the official American Express site for the latest terms before applying.