Giant Bonus: Chase Ink Business Unlimited 100,000 Point Offer Now Live
The Chase Ink Business Unlimited® credit card has just launched a best-ever welcome offer, providing a significant opportunity for business owners to boost their rewards stash. For a limited time, new cardmembers can earn a massive $1,000 bonus cash back (which can also be redeemed as 100,000 Chase Ultimate Rewards points) after meeting the spending requirement.
Bonus and Spend Requirements
To earn the $1,000 bonus (100,000 points), you must spend $8,000 on purchases within the first 4 months of account opening. This is a significant increase from the standard 75,000-point offer we’ve seen in the past.
Annual Fees
The Chase Ink Business Unlimited is a no-annual-fee card, making this welcome bonus even more valuable as there is no initial cost to hold the card.
Key Benefits and Credits
- Unlimited 1.5% Cash Back: Earn a flat 1.5% cash back on every purchase made for your business, with no caps.
- 0% Intro APR: Enjoy a 0% introductory APR for 12 months from account opening on purchases. This is excellent for financing larger business expenses interest-free for a year.
- 5% on Lyft: Earn 5% total cash back on Lyft rides through September 30, 2027.
- Instacart+ Membership: Get a complimentary three-month Instacart+ membership (enroll by 12/31/27).
- No Cost Employee Cards: Add employee cards at no additional cost to accelerate your rewards earning.
Estimated First-Year Value
If you meet the spending requirement, the first-year value is exceptionally high for a no-fee card.
| Benefit | Value |
|---|---|
| Welcome Bonus (100,000 points) | $1,000 |
| Baseline Rewards on $8,000 Spend (1.5%) | $120 |
| Total Estimated First-Year Value | $1,120 |
| Annual Fee | $0 |
| Net First-Year Value | $1,120 |
Note: The value of 100,000 points can be even higher (potentially $2,000+) if you also hold a premium Chase card like the Chase Sapphire Preferred® or Chase Sapphire Reserve® and transfer these points to airline or hotel travel partners.
PointsGobbler Verdict
This is an absolute home run for business owners. The Chase Ink Business Unlimited was already a staple for “non-category” business spending due to its simplicity. With a 100,000-point ($1,000) bonus and no annual fee, this is arguably the best business credit card offer currently on the market. If you can comfortably meet the $8,000 spend requirement in four months, this should be at the top of your list.
Always confirm offer details on the official Chase site before applying.