Chase Ink Business Preferred: Still a Top Choice with 100K Bonus
The Chase Ink Business Preferred card remains a compelling option for small businesses, currently featuring a sign-up bonus of 100,000 Ultimate Rewards points.
Bonus and Spend Requirement
Earn 100,000 bonus points after spending $8,000 on purchases in the first 3 months from account opening. These points are worth $1,250 when redeemed for travel through the Chase Travel℠ portal.
Annual Fee
The annual fee for the Ink Business Preferred is $95.
Key Credits & Benefits
- 3x Points Categories: Earn 3 points per $1 on the first $150,000 spent annually in combined purchases on travel, shipping, internet, cable, phone services, and select advertising.
- Cell Phone Protection: Get up to $1,000 per claim in cell phone protection against covered theft or damage for you and your employees.
- Point Transfers: Transfer points 1:1 to a variety of airline and hotel partners, including United, Hyatt, and Southwest.
- No Foreign Transaction Fees.
- Complimentary DashPass: From DoorDash and Caviar.
Estimated First-Year Value
| Benefit | Value | Notes |
|---|---|---|
| Welcome Bonus | $1,250 | Based on redemption through Chase Travel℠ portal. |
| Gross First-Year Value | $1,250 | |
| Annual Fee | ($95) | |
| Net First-Year Value | $1,155 | Excludes value from category bonuses and other perks. |
PointsGobbler Verdict
The Chase Ink Business Preferred continues to be a go-to card for small businesses. The 100,000-point bonus is one of the best available, and the card’s 3x earning categories cover common business expenses. The low annual fee makes it an accessible option for businesses of all sizes, and the ability to transfer points to travel partners provides excellent flexibility and value.
Disclaimer: Information is accurate as of the time of writing. Official offers may change. Please verify all details on the issuer’s website.