Chase has just launched a record-breaking welcome offer for the Ink Business Unlimited® Credit Card, making it one of the most lucrative no-annual-fee business cards on the market today. If you’ve been waiting for the perfect time to add a Chase business card to your wallet, this is it.
Quick Offer Summary
- Bonus: 100,000 bonus points (or $1,000 cash back)
- Spend Requirement: $8,000 in the first 4 months
- Annual Fee: $0
Bonus and Spend Requirement
New cardmembers can earn 100,000 bonus points after spending $8,000 on purchases in the first 4 months from account opening. While Chase markets this as $1,000 cash back, these points are much more valuable if you hold a premium Chase card like the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card, as you can transfer them to airline and hotel partners.
Annual Fee
The Ink Business Unlimited® Credit Card has a $0 annual fee, making the entire welcome bonus pure profit for your business.
Key Benefits & Credits
- Unlimited 1.5% Cash Back: Earn a flat 1.5% back on every purchase made for your business.
- 0% Intro APR: Enjoy a 0% introductory APR on purchases for the first 12 months (then a variable APR applies).
- Primary Rental Car Insurance: When renting for business purposes, you get primary coverage against collision and theft.
- Employee Cards at No Extra Cost: Easily track spending and earn rewards on all employee purchases.
Estimated First-Year Value Table
| Feature | Value |
|---|---|
| Welcome Bonus (100,000 Points) | $2,050* |
| Annual Fee | -$0 |
| Net First-Year Value | $2,050 |
*Value based on PointsGobbler’s estimate of 2.05 cents per Chase Ultimate Reward point when transferred to high-value partners.
PointsGobbler Verdict
The Ink Business Unlimited is a staple for any “Chase Trifecta” or “Quartet.” With a $0 annual fee and a massive 100K bonus, this is an absolute no-brainer for business owners who can hit the $8,000 spend requirement. Even if you just want the cash, $1,000 back on a no-fee card is a top-tier deal.
Note: Offer details are accurate at the time of publication but are subject to change. Always verify the current terms on the official Chase website before applying.