For those loyal to Royal Caribbean, Celebrity Cruises, or Silversea, a new premium credit card has arrived. The Royal ONE Plus Visa Signature Card, issued by Bank of America, offers a solid sign-up bonus and strong earning rates for cruise-related spending.
Sign-up Bonus and Spend Requirement
New cardholders can earn 70,000 bonus points after spending $3,000 on purchases within the first 90 days of account opening. These points are redeemable for $700 in onboard credit or cruise discounts across the Royal Caribbean Group brands.
Annual Fee
The card comes with a $99 annual fee, which is not waived for the first year.
Key Benefits and Credits
- 4 points per dollar on eligible purchases with Royal Caribbean, Celebrity Cruises, and Silversea.
- 2 points per dollar on eligible airline, hotel, and dining purchases.
- 1 point per dollar on all other purchases.
- Priority Boarding and luggage handling.
- Up to $120 in statement credits for TSA PreCheck or Global Entry every four years.
- No foreign transaction fees.
Estimated First-Year Value
| Benefit | Value |
|---|---|
| Sign-up Bonus | $700 |
| Global Entry/TSA PreCheck Credit (annualized) | $30 |
| Total Value | $730 |
| Annual Fee | ($99) |
| Net First-Year Value | $631 |
PointsGobbler Verdict
The Royal ONE Plus Visa Signature card is a compelling offer for anyone who frequently cruises with the Royal Caribbean Group. The 70,000-point sign-up bonus alone provides significant value, easily covering the annual fee for several years. The accelerated earning on cruises and the priority perks make it a strong contender for loyal customers.
As always, verify the offer details on the issuer’s website before applying.