100,000 Miles: Chase United Business Card Review
United is currently offering a compelling welcome bonus for small business owners, featuring a massive mile haul and a shortcut to Premier status.
Offer Summary
- Sign-up Bonus: 100,000 bonus miles.
- Spend Requirement: $5,000 on purchases in the first 3 months.
- Annual Fee: $150.
- Additional Perk: 2,000 Premier Qualifying Points (PQP) included with the bonus.
Bonus and Spend Requirements
The bonus is awarded after meeting the following requirement:
- 100,000 Miles: Awarded after $5,000 in spend within the first 3 months.
- Timing: Account must be open and in good standing at the time of fulfillment.
Annual Fee
- Cost: $150.
Key Credits & Benefits
- $100 Annual United Travel Credit: Reached after 7 United flight purchases of $100+ each.
- 5,000 Mile Anniversary Bonus: When you have both this card and a personal United card.
- Free First Checked Bag: For the cardholder and one companion on the same reservation.
- Priority Boarding: Group 2 boarding on United-operated flights.
- 2 United Club One-Time Passes: Awarded every anniversary.
- Premier Qualifying Points: Earn 2,000 PQP from the welcome offer and 1 PQP per $20 spent.
Estimated First-Year Value
| Category | Value |
|---|---|
| 100,000 Miles (at 1.3 cpp) | $1,300 |
| First Checked Bag Savings (approx 2 trips) | $140 |
| Annual Fee | -$150 |
| Total Estimated First-Year Value | $1,290 |
PointsGobbler Verdict
The 100,000-mile bonus is the primary reason to get this card, providing substantial value for United flyers. While the card includes 2,000 PQP which can assist in reaching elite status, the raw mile value alone more than justifies the $150 annual fee for business owners who can hit the $5,000 spend requirement.
Verified as of May 20, 2026. This is a limited-time offer; verify the current bonus on the Chase site before applying.